        :root {
            --primary: #FF7F0E;
            --primary-hover: #E6730D;
            --secondary: #2E86DE;
            --dark: #333333;
            --light: #F9FAFB;
            --gray: #6B7280;
            --border: #E5E7EB;
        }
        
        * {
            box-sizing: border-box;
            margin: 0;
            padding: 0;
        }
        
        body {
            font-family: 'Inter', sans-serif;
            color: var(--dark);
            line-height: 1.5;
            background-color: white;
            -webkit-font-smoothing: antialiased;
            padding-top: 80px;
        }
        
        /* Header */
        .header {
            position: fixed;
            top: 0;
            left: 0;
            right: 0;
            background: white;
            box-shadow: 0 1px 3px rgba(0,0,0,0.1);
            z-index: 1000;
            padding: 15px 0;
            animation: fadeInDown 0.5s ease-out;
        }
        
        .header-container {
            display: flex;
            justify-content: space-between;
            align-items: center;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }
        
        .logo img {
            height: 40px;
            width: auto;
            transition: transform 0.3s ease;
        }
        
        .logo:hover img {
            transform: scale(1.05);
        }
        
        /* Desktop Navigation */
        .nav-desktop {
            display: flex;
            align-items: center;
            gap: 15px;
        }
        
        .nav-link {
            color: var(--dark);
            font-weight: 500;
            text-decoration: none;
            padding: 8px 12px;
            border-radius: 6px;
            transition: all 0.2s;
            position: relative;
        }
        
        .nav-link:hover {
            background: rgba(255,127,14,0.1);
            color: var(--primary);
        }
        
        .nav-link::after {
            content: '';
            position: absolute;
            bottom: -2px;
            left: 50%;
            width: 0;
            height: 2px;
            background: var(--primary);
            transition: all 0.3s ease;
        }
        
        .nav-link:hover::after {
            width: 100%;
            left: 0;
        }
        
        .dropdown {
            position: relative;
        }
        
        .dropdown-content {
            position: absolute;
            top: 100%;
            left: 0;
            background: white;
            box-shadow: 0 4px 6px rgba(0,0,0,0.1);
            border-radius: 8px;
            min-width: 200px;
            padding: 8px 0;
            opacity: 0;
            visibility: hidden;
            transition: all 0.3s ease;
            z-index: 100;
            transform: translateY(10px);
        }
        
        .dropdown:hover .dropdown-content {
            opacity: 1;
            visibility: visible;
            transform: translateY(0);
        }
        
        .dropdown-item {
            display: block;
            padding: 10px 16px;
            color: var(--dark);
            text-decoration: none;
            transition: all 0.2s;
        }
        
        .dropdown-item:hover {
            background: rgba(255,127,14,0.1);
            color: var(--primary);
            padding-left: 20px;
        }
        
        .btn {
            display: inline-block;
            background: var(--primary);
            color: white;
            font-weight: 600;
            padding: 10px 20px;
            border-radius: 8px;
            text-decoration: none;
            transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
            border: none;
            cursor: pointer;
            position: relative;
            overflow: hidden;
        }
        
        .btn:hover {
            background: var(--primary-hover);
            transform: translateY(-2px);
            box-shadow: 0 4px 8px rgba(0,0,0,0.15);
        }
        
        .btn:active {
            transform: translateY(0);
        }
        
        .btn::after {
            content: '';
            position: absolute;
            top: 50%;
            left: 50%;
            width: 5px;
            height: 5px;
            background: rgba(255, 255, 255, 0.5);
            opacity: 0;
            border-radius: 100%;
            transform: scale(1, 1) translate(-50%, -50%);
            transform-origin: 50% 50%;
        }
        
        .btn:focus:not(:active)::after {
            animation: ripple 0.6s ease-out;
        }
        
        /* Mobile Menu Button */
        .mobile-menu-btn {
            display: none;
            background: none;
            border: none;
            cursor: pointer;
            padding: 8px;
            transition: transform 0.3s ease;
        }
        
        .mobile-menu-btn:hover {
            transform: rotate(90deg);
        }
        
        /* Hero Section */
        .hero {
            padding: 100px 0 60px;
            background: linear-gradient(135deg, #FF7F0E 0%, #E6730D 100%);
            color: white;
            text-align: center;
            margin-top: -80px;
            animation: fadeIn 0.8s ease-out;
        }
        
        .hero-container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }
        
        .hero-title {
            font-size: 2.5rem;
            font-weight: 700;
            margin-bottom: 20px;
            line-height: 1.2;
            animation: slideInUp 0.8s ease-out;
        }
        
        .hero-subtitle {
            font-size: 1.125rem;
            opacity: 0.9;
            margin-bottom: 30px;
            animation: slideInUp 0.8s ease-out 0.2s forwards;
            opacity: 0;
        }
        
        .hero-btn {
            background: white;
            color: var(--primary);
            font-weight: 600;
            padding: 14px 28px;
            border-radius: 8px;
            box-shadow: 0 4px 6px rgba(0,0,0,0.1);
            display: inline-block;
            transition: all 0.3s ease;
            animation: slideInUp 0.8s ease-out 0.4s forwards;
            opacity: 0;
        }
        
        .hero-btn:hover {
            transform: translateY(-3px) scale(1.02);
            box-shadow: 0 6px 12px rgba(0,0,0,0.15);
        }
        
        /* Benefits */
        .benefits {
            padding: 60px 0;
        }
        
        .section-title {
            text-align: center;
            font-size: 2rem;
            font-weight: 700;
            margin-bottom: 40px;
            color: var(--dark);
            position: relative;
            display: inline-block;
            left: 50%;
            transform: translateX(-50%);
        }
        
        .section-title::after {
            content: '';
            position: absolute;
            bottom: -10px;
            left: 0;
            width: 100%;
            height: 3px;
            background: var(--primary);
            transform: scaleX(0);
            transform-origin: center;
            transition: transform 0.5s ease;
        }
        
        .section-title:hover::after {
            transform: scaleX(1);
        }
        
        .benefits-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 20px;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }
        
        .benefit-card {
            background: white;
            border-radius: 12px;
            padding: 30px;
            box-shadow: 0 4px 6px rgba(0,0,0,0.05);
            transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
            text-align: center;
            border: 1px solid var(--border);
            opacity: 0;
            transform: translateY(20px);
        }
        
        .benefit-card.animated {
            opacity: 1;
            transform: translateY(0);
        }
        
        .benefit-card:hover {
            transform: translateY(-5px) scale(1.02);
            box-shadow: 0 10px 20px rgba(0,0,0,0.1);
        }
        
        .benefit-icon {
            width: 60px;
            height: 60px;
            margin: 0 auto 20px;
            display: flex;
            align-items: center;
            justify-content: center;
            background: rgba(255,127,14,0.1);
            border-radius: 12px;
            transition: all 0.3s ease;
        }
        
        .benefit-card:hover .benefit-icon {
            background: rgba(255,127,14,0.2);
            transform: rotate(5deg) scale(1.1);
        }
        
        .benefit-title {
            font-size: 1.25rem;
            font-weight: 600;
            margin-bottom: 12px;
            transition: color 0.3s ease;
        }
        
        .benefit-card:hover .benefit-title {
            color: var(--primary);
        }
        
        .benefit-text {
            color: var(--gray);
            transition: color 0.3s ease;
        }
        
        .benefit-card:hover .benefit-text {
            color: var(--dark);
        }
        
        /* Calculator */
        .calculator {
            padding: 60px 0;
            background: var(--light);
            animation: fadeIn 0.8s ease-out;
        }
        
        .calculator-container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }
        
        /* How It Works */
        .how-it-works {
            padding: 60px 0;
        }
        
        .steps {
            max-width: 800px;
            margin: 0 auto;
            padding: 0 20px;
        }
        
        .step {
            display: flex;
            margin-bottom: 30px;
            align-items: flex-start;
            opacity: 0;
            transform: translateX(-20px);
            transition: all 0.5s ease;
        }
        
        .step.animated {
            opacity: 1;
            transform: translateX(0);
        }
        
        .step-number {
            width: 40px;
            height: 40px;
            background: var(--primary);
            color: white;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 600;
            margin-right: 20px;
            flex-shrink: 0;
            transition: all 0.3s ease;
        }
        
        .step:hover .step-number {
            transform: scale(1.1) rotate(5deg);
            box-shadow: 0 4px 8px rgba(0,0,0,0.1);
        }
        
        .step-title {
            font-size: 1.25rem;
            font-weight: 600;
            margin-bottom: 8px;
            transition: color 0.3s ease;
        }
        
        .step:hover .step-title {
            color: var(--primary);
        }
        
        .step-text {
            color: var(--gray);
            transition: color 0.3s ease;
        }
        
        .step:hover .step-text {
            color: var(--dark);
        }
        
        /* Footer */
        .footer {
            background: var(--dark);
            color: white;
            padding: 60px 0 30px;
            animation: fadeInUp 0.8s ease-out;
        }
        
        .footer-container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 40px;
        }
        
        .footer-logo img {
            height: 40px;
            margin-bottom: 20px;
            transition: transform 0.3s ease;
        }
        
        .footer-logo:hover img {
            transform: scale(1.05);
        }
        
        .footer-about {
            color: rgba(255,255,255,0.7);
            margin-bottom: 20px;
        }
        
        .footer-title {
            font-size: 1.125rem;
            font-weight: 600;
            margin-bottom: 20px;
            color: white;
            position: relative;
            display: inline-block;
        }
        
        .footer-title::after {
            content: '';
            position: absolute;
            bottom: -5px;
            left: 0;
            width: 0;
            height: 2px;
            background: var(--primary);
            transition: width 0.3s ease;
        }
        
        .footer-title:hover::after {
            width: 100%;
        }
        
        .footer-links {
            display: flex;
            flex-direction: column;
            gap: 12px;
        }
        
        .footer-link {
            color: rgba(255,255,255,0.7);
            text-decoration: none;
            transition: all 0.3s ease;
            position: relative;
            padding-left: 0;
        }
        
        .footer-link::before {
            content: '';
            position: absolute;
            bottom: 0;
            left: 0;
            width: 0;
            height: 1px;
            background: var(--primary);
            transition: width 0.3s ease;
        }
        
        .footer-link:hover {
            color: white;
            padding-left: 10px;
        }
        
        .footer-link:hover::before {
            width: 5px;
        }
        
        .footer-bottom {
            text-align: center;
            padding-top: 40px;
            margin-top: 40px;
            border-top: 1px solid rgba(255,255,255,0.1);
            color: rgba(255,255,255,0.6);
            font-size: 0.875rem;
        }
        
        /* Keyframe Animations */
        @keyframes fadeIn {
            from { opacity: 0; }
            to { opacity: 1; }
        }
        
        @keyframes fadeInDown {
            from {
                opacity: 0;
                transform: translateY(-20px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }
        
        @keyframes fadeInUp {
            from {
                opacity: 0;
                transform: translateY(20px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }
        
        @keyframes slideInUp {
            from {
                opacity: 0;
                transform: translateY(30px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }
        
        @keyframes ripple {
            0% {
                transform: scale(0, 0);
                opacity: 1;
            }
            20% {
                transform: scale(25, 25);
                opacity: 1;
            }
            100% {
                opacity: 0;
                transform: scale(40, 40);
            }
        }
        
        /* Mobile Styles */
        @media (max-width: 768px) {
            body {
                padding-top: 70px;
            }
            
            .nav-desktop {
                display: none;
            }
            
            .mobile-menu-btn {
                display: block;
            }
            
            .hero {
                padding: 80px 0 40px;
                margin-top: -70px;
            }
            
            .hero-title {
                font-size: 2rem;
            }
            
            .section-title {
                font-size: 1.75rem;
            }
            
            .step {
                flex-direction: column;
            }
            
            .step-number {
                margin-bottom: 15px;
            }
        }
        
        /* Mobile Menu */
        .mobile-menu {
            position: fixed;
            top: 70px;
            left: 0;
            right: 0;
            bottom: 0;
            background: white;
            z-index: 999;
            padding: 20px;
            transform: translateX(100%);
            transition: transform 0.3s cubic-bezier(0.77, 0, 0.175, 1);
            overflow-y: auto;
        }
        
        .mobile-menu.active {
            transform: translateX(0);
        }
        
        .mobile-nav {
            display: flex;
            flex-direction: column;
            gap: 15px;
        }
        
        .mobile-nav .nav-link {
            padding: 12px 0;
            border-bottom: 1px solid var(--border);
            transition: all 0.3s ease;
        }
        
        .mobile-nav .nav-link:hover {
            padding-left: 10px;
        }
        
        .mobile-dropdown {
            display: flex;
            flex-direction: column;
            gap: 10px;
            margin-top: 10px;
            padding-left: 15px;
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s ease;
        }
        
        .mobile-dropdown.active {
            max-height: 500px;
        }